It is important for any business person to have their own bank account. Especially if you are living in the United Arab Emirates you must have your own bank account. And you can open your bank account in the bank after fulfilling some requirements. Also Read: How to Travel from Dubai to Abu Dhabi by Bus
It is not a big problem to open your own account in any bank, but it is very difficult to open a zero savings salary account in any bank in UAE. Only a few banks will allow you to open an account if your monthly salary is less than AED 5000. In Dubai, it is the minimum salary required to open a bank account.
The majority of banks demand more. If you want to open your own savings account and your salary is very low then for you It is very difficult to open a bank account.
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Zero balance salary account in UAE?
There are also many banks in the UAE that allow you to open your own bank account under your low salary Requirements. In other words, we can say that if you have a low salary, you can still open an account in a UAE bank.
Such accounts are called Zero Balance Salary Accounts. In other words, you need not worry that even if your salary is very low, you can still open your bank account in UAE.
The Banks Which allow You to Open a Zero Balance Account in UAE:
ADIB Smart Banking Account.
Commercial Bank of Dubai.
ADCB Active Server Account.
FAB iSabe Account.
RAM Bank East Server Online Account.
HSBC Esaver Account.
Emirates NBD Liv Account.
Steps for Opening ADCB Zero Balance Account
Follow the following procedure to open an ADCB Zero balance account in UAE.
- Download the ADCB Hayyak app from the Play store.
- Open it and click on “New user”
- Enter full detail and click on confirm.
- Insert OTP password.
- From option “Save and Transact” choose “Islamic” from two options.
- Put the correct salary amount and tab on continue.
- Now provide educational detail & job and proceed.
- Now provide Your passport, Emirates ID, and a clear photo of your signature are all required.
- After some days your welcome kit having a checkbook will reach your address
In the end, I can hope that if you read this article carefully then you will be able to open an ADCB Zero balance account in UAE